Disability

Ameritas

Ameritas portal · last check —
Auto-cadence only
Active · Adversarial

Maloney 6-page rebuttal sent 4/17. ~45-day response window expected (~late May / early June 2026).

8-step rebuttal stage timeline

  • Filed
  • Initial review
  • Intent-to-deny #1 (1/23/26)
  • Intent-to-deny #2 (3/3/26)
  • Maloney rebuttal sent (4/17/26)
  • Awaiting Ameritas response
  • Final determination
  • ERISA litigation

Policies (3)

  • N00040495Dindividual disability
  • N00049527Dindividual disability
  • N00088403Dindividual disability

"Occupation" defined as occupation when disability began. No objective-evidence or subjective-symptom-exclusion clauses (key to Maloney rebuttal).

DeBofsky team

  • Matt Maloney
    Primary attorney · (312) 626-2963
    mmaloney@debofsky.com
  • Vivian Solano
    Paralegal
    vsolano@debofsky.com

Maloney & Debofsky handle LTD claims only — SSDI hearing is Spector & Lenz.

Ameritas-side

  • Lori Compton
    DI Claims Manager
    lcompton@ameritas.com
  • Steven Kelly
    Field interview rep
    Findings never disclosed (Maloney credibility argument)
Documents (75)

Recent correspondence

  • Nothing inbound recorded.